Your 2025 Dental Benefits Expire Soon — Book Your Appointment Before It’s Too Late!

As the year draws to a close, now is the perfect time to maximize your dental insurance benefits and Flexible Spending Accounts (FSAs) before they expire on December 31, 2025. Many patients don’t realize that most dental insurance plans and FSAs operate on a calendar-year basis, meaning any unused funds do not roll over into the new year.

If you don’t take advantage of your remaining benefits this fall, you could be leaving valuable dental care and money on the table.

Why Take Action Now

Most dental insurance and FSA plans reset on January 1st, which means unused benefits and funds are forfeited. Acting before the end of the year helps you save money, protect your oral health, and avoid starting from scratch in 2026.

1. Prevent the Loss of Unused Benefits

Many dental insurance plans cover two preventive cleanings and exams per year, as well as essential treatments like fillings, X-rays, crowns, and periodontal care. If you haven’t used your second cleaning or follow-up treatment for 2025, schedule it now. Preventive care is typically covered in full by your plan — and it helps prevent future dental problems that may cost more later.

2. Make the Most of Your FSA Funds

If you’ve contributed to a Flexible Spending Account, remember that these funds are often use-it-or-lose-it by year-end. FSA dollars can help cover out-of-pocket dental expenses such as veneers, bonding, crowns, or TMJ nightguards, as well as teeth whitening and other treatments not fully covered by insurance.Check your remaining balance and plan your appointments before December 31st to ensure you’re getting the most from your contributions.

3. Avoid Higher Dental Costs in 2026

When the new year begins, deductibles reset and coverage limits refresh. Waiting until January could mean paying more out-of-pocket before your benefits kick in again. Scheduling necessary care now allows you to take advantage of your 2025 coverage and lock in this year’s pricing before potential cost adjustments in 2026.

Treatments Covered by Most 2025 Dental Plans

• Routine teeth cleanings and checkups

• Digital X-rays and oral exams

• Fillings, dental crowns, or bridges

• Veneers and bonding for cosmetic restoration

• Nightguards for clenching or TMJ pain

• Professional teeth whitening

  
  

How to Make the Most of Your Year-End Benefits

• Review your insurance plan: Check your coverage details and deductible status.

• Use your FSA funds: Don’t let your contributions expire — schedule needed treatments.

• Book early: Dental offices get busy in November and December, so secure your appointment now.

  
  

Don’t Let Your 2025 Dental Benefits Go to Waste

Your dental health and financial wellness are connected. By acting before December 31st, you can protect your smile, avoid unnecessary expenses, and start 2026 with a healthy, confident grin.

Call Dr. Marc Lazare’s Upper East Side office at (212) 861-2599 or book your appointment online to make the most of your 2025 dental insurance benefits and FSA funds before they expire.